NSW Home Energy Saver Scheme

NSW Government Energy Support

The NSW Home Energy Saver program is designed to help eligible households reduce the upfront cost of energy saving upgrades such as rooftop solar, home batteries, reverse cycle air conditioning, switchboard upgrades and other approved improvements.

The program offers two types of financial support: discounts of up to $4,000 for eligible households and zero interest loans of up to $15,000 for eligible property owners.

Current program status: Home Energy Saver loan applications are currently open. Discount applications are listed by the NSW Government as coming soon.

Quick Summary

Program NSW Home Energy Saver
Who May Qualify Eligible NSW homeowners, landlords and renters depending on the type of support
What It Can Support Eligible solar, batteries, air conditioning, switchboards and other energy saving upgrades
Program Type NSW Government funded financial support

How the NSW Home Energy Saver Program Works

Home Energy Saver helps eligible households access energy saving upgrades by reducing the upfront financial barrier.

The program offers a discount of up to $4,000 for eligible applicants and a zero interest loan of up to $15,000 for eligible property owners. The loan can be repaid over a period of up to 10 years.

Home Energy Saver loans are delivered through participating finance providers and approved suppliers. The finance provider assesses the loan application, manages the loan and handles repayments, while approved suppliers complete the eligible energy upgrade.

If you may qualify for both a discount and a loan and want to use both for the same purchase, the NSW Government currently recommends waiting for discount applications to open and applying for the discount first.

Who Is Eligible for Home Energy Saver?

Zero Interest Loan Eligibility

To be eligible for a Home Energy Saver loan, you must generally own the property, be an Australian citizen or permanent resident and have a combined annual taxable household income of up to $210,000.

Eligible homeowners and landlords may be able to apply for a zero interest loan of up to $15,000, subject to assessment by the participating finance provider.

Discount Eligibility

The Home Energy Saver discount is intended for eligible homeowners and renters. To qualify, you generally need to have a combined annual household income of up to $80,000 or hold an eligible concession card.

Eligible concession cards currently include the Health Care Card, Low Income Health Care Card, Pensioner Concession Card and Veteran Gold Card.

Renters may also be eligible for the discount, although landlord approval may be required and strata approval may also be necessary in some properties.

What Can Home Energy Saver Help Fund?

Home Energy Saver can support approved energy saving upgrades designed to reduce household energy use, improve comfort and lower ongoing electricity costs.

  • Rooftop solar systems
  • Residential solar batteries
  • Reverse cycle air conditioning
  • Switchboard upgrades
  • Heat pump hot water systems
  • Electric vehicle chargers
  • Home insulation
  • Other approved energy efficiency upgrades

The exact products and upgrades available can depend on the participating finance provider, approved supplier and current program guidelines.

How Much Financial Support Is Available?

Eligible households may be able to receive a discount of up to $4,000 towards approved energy saving upgrades.

Eligible property owners may also be able to access a zero interest loan of up to $15,000, repayable over up to 10 years.

If approved for a Home Energy Saver discount, customers are required to contribute at least $200 towards the total cost of the upgrade.

The amount of support available will depend on your eligibility, the upgrade being completed and the current program guidelines.

Can You Get Both the Discount and the Loan?

Yes. Eligible applicants may be able to receive both forms of support.

For example, if an eligible upgrade costs more than the maximum discount amount, an eligible applicant may be able to use a Home Energy Saver loan to help cover the remaining cost.

The NSW Government currently recommends that customers wanting to use both forms of support on the same purchase wait for discount applications to open and apply for the discount first.

How Platinum Energy Group Can Help

Platinum Energy Group can help you understand which energy upgrades may make the biggest difference to your home before you commit to a new system.

Our team provides solar panel installation, solar battery installation, solar system upgrades, electrical work, switchboard upgrades and air conditioning installation across Wollongong, Shellharbour, Dapto, Albion Park, Port Kembla, Kiama and surrounding Illawarra areas.

Through our free energy audit, we can review your electricity usage, existing solar equipment, switchboard, roof space and future energy needs to help you work out which upgrade may make the most sense for your property.

Platinum Energy Group does not administer the Home Energy Saver program and cannot guarantee eligibility, finance approval or access to a discount. Final eligibility is determined under the NSW Government program and participating provider requirements.

Frequently Asked Questions

What is the NSW Home Energy Saver program?

Home Energy Saver is a NSW Government funded program designed to help eligible households purchase energy saving upgrades. It offers discounts of up to $4,000 and zero interest loans of up to $15,000.

Are Home Energy Saver applications open?

Home Energy Saver loan applications are currently open. Discount applications are listed by the NSW Government as coming soon.

Who qualifies for a Home Energy Saver loan?

Eligible applicants generally need to own the property, be an Australian citizen or permanent resident and have a combined annual taxable household income of up to $210,000.

Who may qualify for the Home Energy Saver discount?

Eligible homeowners and renters may qualify if their combined household income is up to $80,000 or they hold an eligible concession card.

Can Home Energy Saver help pay for solar panels?

Rooftop solar is one of the types of energy saving upgrades that may be funded through the program, subject to eligibility and current program requirements.

Can Home Energy Saver help pay for a solar battery?

Residential batteries may be included among eligible energy saving upgrades, subject to the program rules and the products available through participating providers and approved suppliers.

Can I get both the Home Energy Saver discount and loan?

Yes, eligible applicants may be able to receive both. If you want to use both on the same purchase, the NSW Government currently recommends applying for the discount first once discount applications open.

Can renters apply for Home Energy Saver?

Eligible renters may be able to apply for the Home Energy Saver discount when discount applications open. Landlord approval is required and strata approval may also be necessary.

Official NSW Government Information

For current eligibility requirements, approved upgrades, application status and program conditions, always check the official NSW Government Home Energy Saver page.

View Official NSW Program
Important: Government incentives, eligibility requirements and rebate values may change. Information on this page is provided as a general guide only. Check the relevant government website for current program rules or contact Platinum Energy Group for help understanding what may apply to your property. Platinum Energy Group is not the government agency administering Home Energy Saver and does not guarantee eligibility, finance approval or access to financial support.
Government Rebates

Relevant Government Energy Rebates and Incentives

There are a number of NSW and Australian Government programs designed to help eligible households reduce the cost of solar, batteries, air conditioning and other energy efficiency upgrades. Platinum Energy Group has put together these simple guides to help you understand what may be available and where to find the official information.

NSW Government

NSW Air Conditioner Upgrade Incentive

Eligible NSW households and small businesses may be able to access an upfront discount when installing or replacing an air conditioner with an eligible energy efficient model.

Learn More
NSW Government

NSW Home Energy Saver

Home Energy Saver provides eligible households with access to financial support for approved energy saving upgrades, including solar, batteries, switchboards and energy efficient appliances.

Learn More
Australian Government

Cheaper Home Batteries Program

The Australian Government is supporting eligible small scale home battery installations through the Cheaper Home Batteries Program.

Learn More
Australian Government

Federal Solar Rebate and STCs

Eligible rooftop solar systems can receive Small scale Technology Certificates under the Small scale Renewable Energy Scheme, which are commonly applied as an upfront reduction in the cost of solar.

Learn More
Important: Government incentives, eligibility requirements and rebate values may change. Information on this page is provided as a general guide only. Check the relevant government website for current program rules or contact Platinum Energy Group for help understanding what may apply to your property.
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